By Obioha Victor
A US-based Nigerian, Opeyemi Olujobi, – aka Tyler Olujobi – 28, and his wife Jennie Davidson, 29, are facing up to 50 years in prison over an alleged credit card fraud scheme in New York. This is according to a statement from the United States Attorney for the Southern District of New York, Jay Clayton.
Clayton alleges that the couple used stolen identities to fraudulently access hundreds of credit card accounts and carried out unauthorised purchases amounting to over $500,000.
Clayton said, “From at least May 2023 through October 2024, Olujobi, Davidson, and/or their co-conspirators contacted a publicly traded consumer financial services company and used other people’s names, Social Security numbers, dates of birth, phone numbers, and addresses to falsely identify themselves as the true accountholders of over 200 store credit card accounts.
“After gaining access to the cardholders’ accounts, the perpetrators changed the address listed on the account to one of four addresses in Hopewell Junction, New York, including their residence, and also altered victims’ phone numbers to those controlled by members of the scheme.”
“After they obtained their victims’ credit cards, Olujobi, Davidson, and/or their co-conspirators used those cards at various retail locations to make around $575,000 in unauthorised purchases of gift cards and other merchandise.
“Video surveillance associated with many of these transactions shows Olujobi and Davidson using the stolen cards,”
Clayton also alleged that Davidson used an online gambling account to launder some of the stolen money.
They are each charged with conspiracy to commit mail, wire, and bank fraud—offenses that carry a maximum prison sentence of 30 years. They also face charges of conspiracy to commit access device fraud, punishable by up to seven and a half years, and access device fraud, which carries a maximum of 15 years. In addition, they are charged with aggravated identity theft, which has a mandatory minimum sentence of two years. Davidson is further charged with money laundering, an offense that carries a maximum penalty of 20 years in prison.
